Cladosporium
The most common mold worldwide — indoors and outdoors
Appearance: Olive-green to brown or black colonies. Under the microscope, lemon-shaped (ellipsoidal) spores form branching, tree-like chains.
Where it's found: Living and dead plant material, soil, and indoors on damp window sills, fabrics, HVAC surfaces and bathrooms.
Why it matters: A very common airborne allergen that can trigger hay-fever-type symptoms and asthma. It rarely infects healthy people. Indoor counts well above outdoor often point to a moisture source.